I have a very interesting story to tell about a short sale in Gilbert. We were able to get the short sale approved without the owner ever missing a payment. This was a property that the homeowner had moved to a different state but didn’t want to miss a payment. Normally this can cause problems when doing a short sale but it is possible to do a short sale without ever missing a payment. Here is the trick to a short sale without missing a payment. You will need to have a different hardship tied to the short sale. In this case the owner had moved away. A few other examples are a death in the family or a divorce situation. There are more available but the bank will look at the hardship and see why you are wanting to do a short sale.
Make sure that when you are doing a short sale without missing a payment that you get an agent who knows what they are doing or it is never going to get done. It is really difficult to do a short sale when the owner hasn’t missed a payment.
Good luck and god bless with your real estate goals